While moving to a new home marks the beginning of a new chapter in your life when it comes to moving, it might be a pain to handle it yourself, so you may want to leave it to the pros. It is the goal of moving companies to make your relocation as stress-free as possible.

The first step is to choose a moving company that you can trust. It is possible to avoid a stressful relocation by following a few easy guidelines. To begin with, you must learn about the company’s insurance policies.

Due to moving insurance, whether on the truck or temporarily stored, your belongings are protected while they are in transit to your new home. Having your belongings insured is a must since even the most meticulous moving firms are not immune to unforeseen events like fire, auto accidents, or theft. As we all know, accidents do occur!

Jordan River Moving & Storage offers many different forms of moving insurance to ensure your move is protected. If you have any questions, feel free to get in touch with us right away.

Keep reading to find out more types of insurance that household goods movers need to protect your move.


Why Do Moving Companies Need Insurance?

If you’ve been thinking about it, it’s probably because you’re curious. All your efforts in your role as a household goods mover are focused on ensuring the objects you are responsible for arriving safely and undamaged. You also take extra precautions to guarantee that your team members are appropriately trained and are working in a secure atmosphere.

Your most outstanding efforts won’t prevent mistakes or accidents from happening; however, moving company insurance Portland, is a good idea in certain situations. While on the job, one of your employees may slip and fall, resulting in a severe injury that needs medical attention. If one of your vehicles is involved in an accident, the cargo you’re carrying might be damaged. It would be best if you considered moving company insurance Portland for the above reasons.

As the owner and operator of your household goods moving company, you are liable for any losses caused by accidents or carelessness. If any of the above things happen, your financial cost could be high. Whether relocating down the block or making a long-distance relocation, you should consider it.

Our Moving Insurance Portland Options

Jordan River Moving & Storage provides a comprehensive range of moving insurance coverage to meet all our client’s requirements.

The following are examples of some of the policies that we provide:

Local Valuation Coverage

Household goods carriers must accept responsibility for the value of items they move. Customer-selected value protection levels determine the amount of responsibility a carrier must undertake. The customer chooses this option by starting the right line on the carrier’s bill of lading.

Cross Country Coverage

As a licensed common carrier, we must offer limited liability coverage at no cost to the customer. In the case of loss or damage, the maximum restricted responsibility under this option is $0.60 per pound per item.


Having to move may be a stressful experience, and we at MovingInsurance.com realize that. You may rest easy knowing that your valuables are covered in the event of loss or damage. Now that your belongings are safe, secure, and insured, you can focus on your moving needs.

TGI Moving Insurance

TG International (TGI) provides a wide range of coverage options for relocations to the Relocating Individual, Third Party Relocation Company, and Household Goods Freight Forwarder.

Items that Aren’t Protected With Moving Company Insurance

Although most moving insurance plans cover all objects carried and handled by the moving staff, there are a few exceptions. You will not be reimbursed if any of these items are destroyed, stolen, or lost during the relocation.

The following are some examples of items that are not protected:

  • Food and beverages that are perishable.
  • Valuables that are moved without the movers’ knowledge (you must inform moving teams in writing if they will be handling items of significant value).
  • Items that have been damaged as a result of a natural catastrophe. In this instance, the occurrence was not caused by the moving crew’s negligence or carelessness; hence they cannot be held accountable.
  • Hazardous goods are packed without the knowledge of the moving team.

Tips for Protecting Your Move

Before moving, take photos of your items: It can’t harm – specifically if you have insurance. A before-and-after picture of your damaged item can be helpful if you need to file a claim.

Pack with care: In some instances, you may reduce your mover’s responsibility due to your packing. If you’re doing your packing, make sure you use the correct boxes and packing tools to pack as securely as possible. If you have perishable, harmful, or toxic things in a box, inform your movers (this is where proper labeling comes in).

Report loss and damage immediately: To make a written claim, you have nine months from the delivery date or the date the cargo was supposed to be delivered.

If you’re relocating inside your state, check insurance requirements: The laws and rules governing moves within a state may differ from state to state. If you’re relocating inside the same state, contact your state’s department of consumer affairs or the state moving organization for advice.

Tell your mover about valuable items: In the case of valuables, be sure to put them in writing. These include heirlooms, antiques, jewels, and any other precious collections you may have.

Protect Your Move With Movers Insurance

At Jordan River Moving & Storage, our team of expert movers will gladly assist you in locating the insurance and moving plan that meets your requirements.

Get in contact with Jordan River Moving Company Portland immediately if you’re interested in moving insurance. For the most effective and stress-free relocation of your life, we’d be pleased to discuss insurance plans, movers, dates of service, and more with you.

We wish you the best of luck and an excellent moving experience with Jordan River Moving Company!

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